Mbanq provides the platform for Banks, credit unions, and fintech builders use it to launch and operate regulated financial services — without building core systems from scratch.
Two products on one shared infrastructure. Nebula is for institutions that need to run a bank. Mbanq Cloud is for builders creating financial products on top of regulated infrastructure. Most clients start with one and expand into the other.
Core Banking
Mbanq's core banking system for regulated financial institutions. Cloud-native, fully managed, and integrated with global payment networks. Banks and credit unions use Nebula to replace legacy cores or launch new digital banking products — without multi-year integration programs. Mbanq operates the system alongside you on an ongoing basis.
Full-stack BaaS
Mbanq Cloud provides the full operating layer required to run a financial product. It includes the core components required to operate regulated financial services: compliance, account infrastructure, payments, and operational systems. Mbanq operates the infrastructure and manages the compliance layer alongside your product. The system evolves as your product grows.
White-label debit and prepaid card issuing for banks and fintech platforms. Eclipse manages the full card lifecycle — from onboarding and issuance to transaction processing and dispute management.
Comet adds automation and decision support to products built on Mbanq Cloud. It operates within the existing infrastructure — no separate system required.
Most BaaS providers depend on third-party core banking systems. That limits control over performance, configuration, and compliance logic.
Mbanq is built differently. We operate our own infrastructure: core ledger, compliance framework, and product layer. This allows financial products to be built, configured, and operated within a single system — without dependency on external cores.
When a client requires a new product, flow, or configuration, it can be implemented within the same infrastructure. That is the structural advantage behind everything on this page.
Mbanq Cloud is proprietary infrastructure. Performance, configuration, and roadmap are controlled internally — not subject to third-party constraints.
KYC, AML, reporting, and dispute handling are built into the system and managed as part of the platform — not assembled from separate vendors.
The same team that built the infrastructure runs, monitors, and evolves your product as it grows — not a separate support function.
Launching a regulated financial product requires operational capability alongside technology. Mbanq provides both — as part of the platform. Compliance, dispute resolution, onboarding, and financial operations are included as integrated components.
Ongoing regulatory management built into the operating model
Identity verification and anti-money laundering as a managed service
End-to-end dispute resolution integrated with card infrastructure
Financial operations infrastructure for revenue management and reporting
Pre-integrated connections to global payment networks and rails
Structured onboarding and ongoing client operational support
Connectivity to open banking networks and data aggregation services
Live. Regulated. At scale. Mbanq infrastructure is used by banks and fintech platforms operating in production environments.
Neobank
B9
Built a full-service neobank for underbanked communities in the United States — accounts, debit cards, and early direct deposit — on Mbanq Cloud and Eclipse.
Core banking
Sagicor Bank Barbados
Modernized core banking infrastructure for one of the Caribbean's established financial institutions — migrating from legacy systems to Nebula without disrupting existing operations.
Case studies available on request.
Whether you are replacing a legacy core, launching a neobank, or embedding financial services into an existing platform — the starting point is the same. A direct conversation about what you are building.
Talk to our teamNo extended procurement process required. Just a direct conversation with people who have launched regulated financial products before.