Eclipse — Card issuing system

Launch and manage card programs without replacing your core banking system.

A single issuing layer for card program execution — from issuance and authorization through lifecycle management and servicing.

Eclipse card issuing — stacked payment cards

What it does

Eclipse is the card issuing layer within the Mbanq platform. It provides the technology infrastructure for card issuance, controls, and program management.

It executes issuance, authorization controls, lifecycle management, and servicing for card products within a single system.

Used by banks, credit unions, fintechs, and businesses to launch new card programs or expand existing ones.

01
Card issuing, controls, and program operations — in one system.
02
Issuance, authorization, lifecycle, and servicing — unified.
03
Built for banks, credit unions, fintechs, and businesses.

Why Eclipse exists

01
fragmentation →
Most card programs rely on multiple vendors for issuing, processing, and compliance.
02
consolidation →
Eclipse consolidates these into a single issuing layer.
03
one system
Issuance, servicing, and program management are delivered through one system.

Core capabilities

Card programs
Debit, credit, prepaid, and virtual card programs
Card issuance
Card issuance and lifecycle management
Authorization controls
Authorization controls and transaction handling
Program operations
Program operations and servicing
API integration
API-based integration with existing systems

Card program model

Eclipse functions independently of the core banking system.

It sits on top of existing infrastructure, allowing institutions to add card issuing without replacing core systems.

This reduces implementation complexity and shortens time to launch.

Card programs & channels
Eclipse — Card issuing layer
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Existing core banking systems

Compliance and operational support

Compliance, program setup, and ongoing operations are supported by Mbanq.

This includes onboarding, regulatory alignment, and day-to-day program management to support card products in production.

End-to-end support
End-to-end support

For institutions new to card issuing, Mbanq provides end-to-end support through launch and ongoing program management.

Technical infrastructure

Eclipse integrates directly into existing systems and supports program expansion.

  • API-driven architecture
  • Integration with existing core banking and operational systems
  • Cloud-native deployment
  • Secure and scalable infrastructure
  • Support for growth across volumes and card types
Stack
API-first
Cloud-native
Secure & scalable
Core banking integration
Multi-volume support

Eclipse can operate as part of the Mbanq platform or connect into an existing environment.

Part of a unified platform

Eclipse connects directly with:

Nebula
Core banking engine
Mbanq Cloud
Infrastructure and managed-services layer
$
Mbanq Pay
Payments infrastructure
Compliance systems
KYC / AML integration
External banking and card networks
Direct connectivity to card schemes and external banking networks

This reduces the need to assemble separate systems for lending, payments, and operational workflows.

Eclipse unified platform

Operational impact

  • 01 Launch card programs faster
  • 02 Expand product offerings
  • 03 Support new interchange and program revenue opportunities
  • 04 Reduce integration complexity
  • 05 Standardize card operations and servicing

Who it's for

Banks launching branded card programs
Credit unions expanding member offerings
Fintechs issuing debit, credit, prepaid, or virtual cards
Businesses adding embedded card products
Get started

Build on Eclipse