Technology coupled with regulatory compliance and comprehensive operational management — everything fintechs and neobanks need to launch a banking instance and start creating new products today.
Web-based interface for operations and compliance users of a bank or fintech.
Web-based interface to manage banking instances, designed for IT users.
REST API providing complete access to all functions of the digital core banking system.
Template web banking application for the clients of a bank.
White label-ready mobile banking applications for iOS and Android.
Integrate third-party services and build your own extensions on top of the platform.
Client creation, approval, activation, update, and closure. Includes staff assignment and branch transfers.
Creation and lifecycle management of current and savings accounts, including interest calculation and automated charges.
ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring.
Risk assessment for addresses, emails, phones, and devices. SSN verification, OFAC screening, document verification, and liveness checks.
Loan applications, charges, repayments, and officer assignment. Includes guarantor management.
Full workflows for account creation, approval, activation, and closure.
User management, office and branch assignment, staff roles, and permissions.
Chart of accounts, journal entries, closing entries, accounting rules, accruals, and provisional entries.
System codes, roles and permissions, webhooks, audit trails, reports, jobs, and system configuration.
Multi-factor authentication, maker/checker module, configurable password policies, and granular roles and permissions.
Mbanq Cloud offers a cloud-native core banking system with open REST and GraphQL APIs that provide complete access to all functions.
This enables you to leverage the API to build your own frontends, use Mbanq's white label solutions, or integrate third-party services — extending the functionality of the core banking system according to your needs.
The Mbanq Back Office is a web-based application for business users. It provides management of current and savings account products, loan products, tax configurations, API management, security settings, accounting, client management, and system administration.
Mbanq Cloud provides white label-ready web and mobile banking apps for your customers. These applications can be customized and branded to your requirements, to provide a consistent digital banking experience that aligns with your brand and customer experience goals.
A branded mobile banking app helps strengthen customer engagement and provides data insights that can support product and service improvements.
Register and get started quickly. Test in the evaluation environment and deploy to production. Your digital banking platform can be configured, deployed, and maintained through a cloud-native infrastructure that stays up to date.
Use the solution as-is or leverage the API-driven core banking to extend its functionality by integrating third-party services and building your own extensions.
Simple and transparent pricing. Everything is included in the pricing model — IT infrastructure, support, and operational costs. Start small and scale as your customer base grows.
Mbanq has partnered with IBM and Amazon Web Services to help startups in the Mbanq Labs acceleration program build products on Mbanq Cloud and extend the capabilities of the platform.
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